ACCEPTANCE OF TERMS OF USE

By accessing this website (“Site”), registering for a monotradesters Investment Account (“Account”), or using any of the services provided by monotradesters, you (“you,” “your,” or “user”) agree to comply with and be bound by the following Terms of Use. Please read these Terms carefully before using this Site or any of the associated services.

In these Terms of Use, "monotradesters" refers to the company monotradesters Limited, registered at Crnomerec 133-127, 10000, Zagreb, Croatia, including (but not limited to) its directors, employees, investors, partners, or affiliates. “monotradesters” may also refer to the products, content, websites, tools, and other materials offered by the company.

Through the monotradesters platform, registered users (“Members”) may:

• Buy and sell digital currencies including Bitcoin and XRP

• Transfer cryptocurrencies to other Members or external wallet addresses

• Use cryptocurrencies for supported transactions and purchases

• Access Ripple and related blockchain-based systems

Note: Some services and functionalities may not be available in certain jurisdictions. It is your responsibility to ensure compliance with local laws and regulations.

By using the Site, you are granted a limited, personal, non-transferable, non-sublicensable, and revocable license to access and use the Services in accordance with these Terms.

If you do not accept these Terms of Use, please do not access or use the Site or Services.

USER ELIGIBILITY AND ACCOUNT RESPONSIBILITIES

By opening an account, you represent and warrant that:

1. You have fully read and agreed to these Terms.

2. You are at least 18 years old and have the legal capacity to engage in cryptocurrency transactions.

RISK DISCLOSURE

Cryptocurrency trading is inherently volatile and carries substantial risk. Prices may change rapidly and without notice. You could gain or lose significant value in your digital assets. Unlike fiat currencies, cryptocurrencies are not backed by any government or central bank, which increases their vulnerability to market sentiment, regulation, and technical disruptions.

Some potential risks include:

• Software bugs or technical failure

• Cybersecurity threats and hacks

• Regulatory changes or legal uncertainty

• Irregular market behavior or loss of demand

You should carefully assess whether your financial situation and risk tolerance are suitable for engaging in cryptocurrency transactions.

monotradesters is not responsible for losses incurred due to price fluctuations or technical failures. Our banking partners only support fiat transactions and do not engage in cryptocurrency processing.

LIMITED LICENSE AND INTELLECTUAL PROPERTY

All content on this Site—including but not limited to graphics, software, text, logos, data, videos, and charts—is owned by or licensed to monotradesters and protected by copyright, trademark, and other applicable laws.

You may view and print a copy for personal, informational, non-commercial use only, provided you do not remove proprietary notices.

You may not reproduce, distribute, republish, or transmit content from the Site without our express written consent.

ACCOUNT MANAGEMENT: RULES AND RESPONSIBILITIES

The Site is for personal, non-commercial use only. You agree to provide accurate, complete, and up-to-date information during registration, and to maintain the confidentiality of your login credentials.

Prohibited Activities include:

• Accessing other users' accounts or impersonating others

• Using automation tools or bots to manipulate the Site

• Engaging in illegal activities such as fraud, money laundering, or terrorist financing

• Bypassing security or violating software protections

Violations may result in immediate account suspension or termination without notice. In severe cases, monotradesters may initiate legal proceedings.

We reserve the right to freeze or suspend any account in response to suspicious activity, regulatory compliance, or internal investigations.

The minimum trade amount on the platform is $5.

TERMINATION AND ESCROW OF INACTIVE OR UNVERIFIED ACCOUNTS

You may close your account at any time, subject to the completion of all pending transactions.

monotradesters reserves the right to suspend or terminate your access at its discretion, particularly in cases of:

• Unauthorized access attempts

• Violations of these Terms

• Regulatory non-compliance

• Unusual or fraudulent activity

• Prolonged inactivity (6 months or more for unverified accounts)

Inactive or unverified accounts may be transferred to a third-party escrow (the “Unverified Escrow”) and will no longer be maintained by monotradesters. If contact with the account owner cannot be established within a reasonable time, any remaining funds may be donated to a nonprofit supporting blockchain innovation.

FINAL NOTE

By using monotradesters, you agree to comply with all applicable laws and regulations, including those relating to anti-money laundering, fraud prevention, and data protection.

These Terms of Use are subject to revision at any time. Continued use of the platform constitutes acceptance of any changes